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Each depositor is insured up to $250,000.00, and no depositor in the history of the Federal Deposit Insurance Corporation (FDIC) has lost a cent of insured deposits.
The FDIC has an Electronic Deposit Insurance Estimator (EDIE) tool that allows users to determine what amount of their deposits are covered and what portion, if any, is above the coverage limits. Use that tool here: EDIE Calculator
There are also ways to increase coverage beyond the FDIC limit. can help you learn how to do that.
Our shareholders have roots in our community and are here to support it. To that point, the majority of our loans and investments are made in the immediate region. These loans support small businesses, livelihoods, provide for the purchase of homes, farms, and the things that our neighbors need to live rich, vibrant lives and make our local economy prosper. For us to continue to serve our community in this way, we must manage the bank in a conservative and responsible manner. We have done this for over 120 years and will for generations to come.